Private betaSpots are limited• 2026 •
Budgeting that finally feels effortless.
MySpendy turns your income, bills and savings into one clear monthly view — no spreadsheets, no stress.

Total control in three steps.No spreadsheet required.
1
Set up your month
Add your income, then group bills into sections that match how you actually live — Fixed Bills, Car, Subscriptions.
2
Tick things off
Mark each bill paid as you go and watch the month's progress bar fill in. No formulas to maintain.
3
See the whole year
Every month rolls up into one dashboard with totals, trends and a spending chart by category.
Everything your budget needs.Nothing that gets in the way.
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Monthly dashboards
Income, expenses and balance for every month, plus a spending chart broken down by category.
☰
Custom sections
Group bills however makes sense to you, and check items off as you pay them.
♡
Savings tracking
Set an opening balance, a savings goal, and log deposits as you go.
◔
Bill reminders
See what's upcoming and overdue at a glance, right from the dashboard.
⌂
Shared households
Split and track expenses together with the people you budget with.
✓
Paid tracking
Mark bills as paid and watch your monthly progress bar fill up.
Inside the MySpendy app.From one bill to the whole year.
MySpendy
Details that make the difference.Small things, every single month.
Recurring bills
Set it once; it lands in every month automatically.
Custom categories
Name and colour your own sections, not ours.
Multi-currency
Pick the symbol that matches your accounts.
Duplicate a month
Start from last month instead of a blank slate.
Notes per month
Jot down why the car section blew up in April.
Savings deposits
Log each deposit and watch the goal close.
Overdue alerts
Know what slipped before the late fee does.
Week start choice
Monday or Sunday — your calendar, your call.
Search everything
Find a bill across every month you've tracked.
Unpaid-only filter
Hide the noise and see just what's left.
Yearly comparison
Put this year next to last year, side by side.
Dark mode
For the late-night budget sessions.
Our approach.The principles behind every screen.
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Clarity.
Every number on screen earns its place. No dashboards for the sake of dashboards.
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Calm.
Budgeting shouldn't feel like an audit. Fewer alerts, less guilt, more signal.
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Yours.
Your categories, your structure, your rules. The app adapts to you, not the reverse.
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Private.
Your data is encrypted, never sold, and never shared with third parties.
Questions, answered.The ones people actually ask.
We're in private beta, onboarding a small batch of users at a time. Join the waitlist and we'll email you an invite as spots open up.
Be first to try MySpendy.
We're onboarding a small batch of users before the public launch. Join the waitlist and we'll reach out with an invite.
